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Savings Deposits

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Savings Deposits

A savings account acts as one of the simplest banking instruments for most people in India. Let us find out some of the most important features of savings accounts
  • Account holders earn interests on the amount in their savings account @3%
  • Accountholders get debit cards or ATM cards (Rupay Card) that can be used to make payments, online transactions, or withdraw cash from ATM
  • Carry out fund transfers using UPI, NEFT, IMPS, or RTGS through banking application of Sewa Bank on your mobile or by visiting the bank branch.
  • Most accounts have no limit on the amount that can be deposited in the savings account
  • Bank deposits up to Rs. 5 lakh are secured by DICGC
  • Interest payable on saving account half yearly
  • Option to deposit or get cheques issued directly using your savings account
Types Of Savings Account
Document Requirement for Opening of Savings Account

Individual Account

  • 2 Photo
  • ID Proof and Address Proof
  • Pan Card / Form 60 of Individual
  • Aadhar Card

Joint Account

  • 2 Photo
  • ID Proof and Address Proof
  • Pan Card / Form 60 of Individual
  • Aadhar Card

Minor Account

  • Minor Birth Certificates
  • Aadhar Card
  • 2 Photo, ID Proof, Address Proof and Pan Card / Form 60 of Guardian
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Sewa Bank will never ask for confidential info. Do not respond to calls or e-mails asking for Card Details, Passwords, OTP, CVV No., PIN etc. Also, it is advisable to change your Debit Card pin / password at regular intervals

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