Never share OTP, PIN or password. Never install an app on someone's instructions unless you are sure it is genuine. Read Bank warnings about suspected scams carefully. Report any fraudulent transaction to the Bank immediately. Also report cyber fraud through 1930, the National Cyber Crime Reporting portal.
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Helpline Number: +91 (79) 26581652, +91 (79) 26581597

Housing Loan

  1. Home
  2. Housing Loan

Housing Loan

Interest Rate 10%
Eligibility of borrower
  • Borrower must be a member of the bank.
  • Borrower must have good reputation and credit worthiness.
  • Have sufficient score in CIC Reports
  • Must comply with the KYC norms and having savings account holder of the bank
Purpose of loan Purchase /construction of residential building for her own use
Quantum of finance Up to 80% of panel valuers valuation report or deed agreement whichever is higher
Share linkage 10 Shares
Repayment period Maximum 240 months (Depend on age)
Security
  • Simple mortgage property purchased / constructed out of the bank finance
  • Third party guarantee of two personal guarantors having good credit worthiness and financially sound persons.
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